:root {
      --bg-page: #f4f6fb;
      --bg-card: #ffffff;
      --bg-subtle: #eef2f9;
      --navy-dark: #0b1024;
      --navy-mid: #131c38;
      --blue-brand: #002699;
      --blue-hover: #0a35b8;
      --blue-soft: rgba(0, 38, 153, 0.08);
      --red-brand: #e11d2e;
      --red-soft: rgba(225, 29, 46, 0.1);
      --green-ok: #0d9462;
      --green-soft: rgba(13, 148, 98, 0.12);
      --amber-warn: #d97706;
      --amber-soft: rgba(217, 119, 6, 0.14);
      --text-main: #0f172a;
      --text-body: #334155;
      --text-muted: #64748b;
      --line: #dbe2ef;
      --line-strong: #c3cfe5;
      --radius-lg: 16px;
      --radius-md: 12px;
      --radius-sm: 8px;
      --shadow-card: 0 14px 34px rgba(11, 16, 36, 0.06);
      --shadow-float: 0 22px 50px rgba(0, 38, 153, 0.11);
      --font-head: 'Oswald', sans-serif;
      --font-body: 'Exo 2', system-ui, -apple-system, sans-serif;
    }

    

    

    

    /* Language switching helper */
    html[lang="ru"] [data-lang="en"] { display: none !important; }
    html[lang="en"] [data-lang="ru"] { display: none !important; }

    .container {
      width: min(1240px, 100% - 40px);
      margin-inline: auto;
    }

    /* BREADCRUMBS */
    .breadcrumbs {
      padding: 16px 0 0;
      font-size: 13px;
      color: var(--text-muted);
    }

    /* COMMON TYPOGRAPHY & BUTTONS */
    .section {
      padding: clamp(52px, 6vw, 88px) 0;
    }
    .section-header {
      max-width: 780px;
      margin: 0 auto 44px;
      text-align: center;
    }
    .tag-pill {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 6px 14px;
      border-radius: 999px;
      background: #ffffff;
      border: 1px solid var(--line);
      font-size: 12px;
      font-weight: 700;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      color: var(--blue-brand);
      margin-bottom: 16px;
      box-shadow: 0 2px 6px rgba(11,16,36,0.04);
    }
    .tag-pill::before {
      content: "";
      width: 6px;
      height: 6px;
      border-radius: 50%;
      background: var(--red-brand);
    }
    h1, h2, h3, .oswald {
      font-family: var(--font-head);
      text-transform: uppercase;
      letter-spacing: 0.01em;
    }
    .section-title {
      font-size: clamp(28px, 3.4vw, 42px);
      line-height: 1.12;
      font-weight: 600;
      color: var(--text-main);
    }
    .section-lead {
      margin-top: 14px;
      font-size: 17px;
      color: var(--text-body);
    }

    .btn-row {
      display: flex;
      flex-wrap: wrap;
      gap: 12px;
      align-items: center;
    }
    .btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 10px;
      padding: 13px 24px;
      border-radius: 999px;
      font-size: 14px;
      font-weight: 600;
      text-decoration: none;
      cursor: pointer;
      transition: all .22s ease;
      border: 1px solid transparent;
    }
    .btn-primary {
      background: var(--blue-brand);
      color: #ffffff;
      box-shadow: 0 10px 24px rgba(0, 38, 153, 0.22);
    }
    .btn-primary:hover {
      background: var(--blue-hover);
      transform: translateY(-1px);
    }
    .btn-outline {
      background: #ffffff;
      color: var(--text-main);
      border-color: var(--line-strong);
    }
    .btn-outline:hover {
      border-color: var(--blue-brand);
      color: var(--blue-brand);
    }

    /* 1. LIGHT HERO (Matches Main & Services Pages) */
    .hero {
      padding: 28px 0 68px;
      position: relative;
      overflow: hidden;
      background:
        radial-gradient(circle at 85% 20%, rgba(0, 38, 153, 0.08), transparent 42%),
        radial-gradient(circle at 15% 80%, rgba(225, 29, 46, 0.05), transparent 36%),
        linear-gradient(180deg, #ffffff 0%, var(--bg-page) 100%);
      border-bottom: 1px solid var(--line);
    }
    .hero-grid {
      display: grid;
      grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
      gap: clamp(28px, 4vw, 56px);
      align-items: center;
    }
    .hero-title {
      font-size: clamp(36px, 4.3vw, 56px);
      line-height: 1.05;
      font-weight: 700;
      color: var(--navy-dark);
      margin-bottom: 20px;
    }
    .hero-title span.accent {
      color: var(--blue-brand);
    }
    .hero-lead {
      font-size: clamp(16px, 1.35vw, 19px);
      color: var(--text-body);
      max-width: 580px;
      margin-bottom: 28px;
    }
    .hero-Checklist {
      margin: 24px 0 30px;
      display: grid;
      gap: 10px;
      font-size: 14px;
      color: var(--text-body);
    }
    .hero-Checklist div {
      display: flex;
      align-items: center;
      gap: 10px;
    }
    .hero-Checklist div::before {
      content: "";
      width: 7px;
      height: 7px;
      border-radius: 50%;
      background: var(--blue-brand);
      flex: none;
    }
    .hero-stats {
      margin-top: 34px;
      display: grid;
      grid-template-columns: repeat(4, minmax(0, 1fr));
      gap: 12px;
    }
    .stat-card {
      background: #ffffff;
      border: 1px solid var(--line);
      border-top: 3px solid var(--blue-brand);
      border-radius: var(--radius-md);
      padding: 14px 14px 12px;
      box-shadow: var(--shadow-card);
    }
    .stat-card:nth-child(2) {
      border-top-color: var(--red-brand);
    }
    .stat-num {
      font-family: var(--font-head);
      font-size: 26px;
      font-weight: 700;
      color: var(--navy-dark);
      line-height: 1.1;
    }
    .stat-desc {
      font-size: 12px;
      color: var(--text-muted);
      margin-top: 4px;
      line-height: 1.3;
    }

    /* Hero Right Interactive Visual Card */
    .hero-visual {
      background: #ffffff;
      border: 1px solid var(--line-strong);
      border-radius: var(--radius-lg);
      padding: 24px;
      box-shadow: var(--shadow-float);
      position: relative;
    }
    .hero-visual::before {
      content: "";
      position: absolute;
      top: 0;
      left: 24px;
      right: 24px;
      height: 4px;
      background: linear-gradient(90deg, var(--blue-brand) 0%, var(--red-brand) 100%);
      border-radius: 0 0 4px 4px;
    }
    .hv-top {
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding-bottom: 16px;
      border-bottom: 1px solid var(--line);
      margin-bottom: 18px;
    }
    .hv-title {
      font-family: var(--font-head);
      font-size: 18px;
      color: var(--navy-dark);
    }
    .hv-badge {
      font-size: 11px;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: 0.06em;
      padding: 4px 10px;
      border-radius: 999px;
      background: var(--green-soft);
      color: var(--green-ok);
    }

    /* Family Contour Tree inside Hero (Adapted from wealth-family-office.html) */
    .contour-diagram {
      background: var(--bg-subtle);
      border: 1px solid var(--line);
      border-radius: var(--radius-md);
      padding: 18px 14px;
    }
    .contour-owner {
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 10px;
      background: var(--navy-dark);
      color: #ffffff;
      padding: 10px 18px;
      border-radius: 999px;
      width: fit-content;
      margin: 0 auto 20px;
      font-size: 13px;
      font-weight: 600;
      position: relative;
    }
    .contour-owner::after {
      content: "";
      position: absolute;
      top: 100%;
      left: 50%;
      width: 2px;
      height: 20px;
      background: var(--blue-brand);
    }
    .contour-nodes {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 10px;
      position: relative;
      padding-top: 14px;
    }
    .contour-nodes::before {
      content: "";
      position: absolute;
      top: 0;
      left: 16.6%;
      right: 16.6%;
      height: 2px;
      background: var(--blue-brand);
    }
    .c-node {
      background: #ffffff;
      border: 1px solid var(--line-strong);
      border-radius: var(--radius-sm);
      padding: 12px 10px;
      text-align: center;
      position: relative;
    }
    .c-node::before {
      content: "";
      position: absolute;
      top: -14px;
      left: 50%;
      width: 2px;
      height: 14px;
      background: var(--blue-brand);
    }
    .c-node strong {
      display: block;
      font-size: 12px;
      color: var(--navy-dark);
      margin-top: 6px;
    }
    .c-node span {
      display: block;
      font-size: 11px;
      color: var(--text-muted);
      margin-top: 2px;
    }

    /* Asset Bars inside Hero Card */
    .hv-bars {
      margin-top: 16px;
      display: grid;
      gap: 10px;
    }
    .hv-bar-row {
      display: grid;
      grid-template-columns: 145px 1fr 42px;
      align-items: center;
      gap: 10px;
      font-size: 12px;
      color: var(--text-body);
    }
    .hv-progress {
      height: 7px;
      background: #e2e8f0;
      border-radius: 999px;
      overflow: hidden;
    }
    .hv-progress span {
      display: block;
      height: 100%;
      background: linear-gradient(90deg, var(--blue-brand), #3b82f6);
      border-radius: inherit;
    }
    .hv-footer {
      margin-top: 18px;
      padding-top: 14px;
      border-top: 1px dashed var(--line-strong);
      display: flex;
      justify-content: space-between;
      align-items: center;
      font-size: 12px;
      color: var(--text-muted);
    }
    .hv-footer strong {
      color: var(--blue-brand);
    }

    /* 2. PROBLEM & INFOGRAPHIC HUB (Slide 3 + Advisor Coordination) */
    .challenge-grid {
      display: grid;
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 20px;
      margin-bottom: 28px;
    }
    .problem-card {
      background: #ffffff;
      border: 1px solid var(--line);
      border-radius: var(--radius-md);
      padding: 26px 24px;
      box-shadow: var(--shadow-card);
      position: relative;
    }
    .problem-num {
      font-family: var(--font-head);
      font-size: 28px;
      font-weight: 700;
      color: var(--blue-brand);
      background: var(--blue-soft);
      width: 48px;
      height: 48px;
      border-radius: 10px;
      display: grid;
      place-items: center;
      margin-bottom: 16px;
    }
    .problem-card h3 {
      font-size: 20px;
      margin-bottom: 10px;
      color: var(--navy-dark);
    }
    .problem-card p {
      font-size: 14px;
      color: var(--text-body);
    }

    /* Visual Advisor Hub (from wealth-family-office.html restyled to ADE) */
    .hub-box {
      background: #ffffff;
      border: 1px solid var(--line-strong);
      border-radius: var(--radius-lg);
      padding: clamp(24px, 3.5vw, 38px);
      box-shadow: var(--shadow-card);
      display: grid;
      grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
      gap: 32px;
      align-items: center;
    }
    .hub-quote {
      border-left: 4px solid var(--red-brand);
      padding-left: 20px;
    }
    .hub-quote h3 {
      font-size: clamp(22px, 2.3vw, 28px);
      line-height: 1.2;
      color: var(--navy-dark);
      margin-bottom: 12px;
    }
    .hub-quote p {
      font-size: 15px;
      color: var(--text-body);
    }
    .advisor-scheme {
      background: var(--bg-subtle);
      border: 1px solid var(--line);
      border-radius: var(--radius-md);
      padding: 22px 18px;
    }
    .advisor-row {
      display: grid;
      grid-template-columns: repeat(5, minmax(0, 1fr));
      gap: 10px;
      position: relative;
    }
    .advisor-row::before {
      content: "";
      position: absolute;
      top: 23px;
      left: 10%;
      right: 10%;
      border-top: 2px dashed var(--line-strong);
      z-index: 0;
    }
    .adv-item {
      position: relative;
      z-index: 1;
      display: grid;
      justify-items: center;
      gap: 6px;
      text-align: center;
      font-size: 12px;
      font-weight: 600;
      color: var(--text-main);
    }
    .adv-circle {
      width: 46px;
      height: 46px;
      border-radius: 50%;
      background: #ffffff;
      border: 2px solid var(--blue-brand);
      color: var(--blue-brand);
      display: grid;
      place-items: center;
      box-shadow: 0 4px 10px rgba(0,38,153,0.1);
    }
    .adv-funnel {
      margin-top: 18px;
      padding-top: 14px;
      border-top: 2px solid var(--blue-brand);
      text-align: center;
    }
    .adv-funnel strong {
      display: inline-block;
      background: var(--blue-brand);
      color: #ffffff;
      font-size: 12px;
      text-transform: uppercase;
      letter-spacing: 0.06em;
      padding: 6px 16px;
      border-radius: 999px;
    }
    .adv-funnel span {
      display: block;
      margin-top: 8px;
      font-size: 12px;
      color: var(--text-muted);
    }

    /* 3. SCOPE OF WORK (Slide 4 - 5 Numbered Cards) */
    .scope-grid {
      display: grid;
      grid-template-columns: repeat(6, minmax(0, 1fr));
      gap: 20px;
    }
    .scope-card {
      grid-column: span 2;
      background: #ffffff;
      border: 1px solid var(--line);
      border-radius: var(--radius-md);
      padding: 28px 24px;
      box-shadow: var(--shadow-card);
      display: flex;
      flex-direction: column;
      justify-content: space-between;
      transition: transform .22s ease, border-color .22s ease;
    }
    .scope-card:nth-child(4),
    .scope-card:nth-child(5) {
      grid-column: span 3;
    }
    .scope-card:hover {
      transform: translateY(-4px);
      border-color: var(--blue-brand);
    }
    .scope-top {
      display: flex;
      justify-content: space-between;
      align-items: center;
      margin-bottom: 18px;
    }
    .scope-idx {
      font-family: var(--font-head);
      font-size: 34px;
      font-weight: 700;
      color: var(--blue-brand);
      line-height: 1;
    }
    .scope-tag {
      font-size: 11px;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: 0.05em;
      padding: 4px 10px;
      border-radius: 6px;
      background: var(--bg-subtle);
      color: var(--text-muted);
    }
    .scope-card h3 {
      font-size: 21px;
      color: var(--navy-dark);
      margin-bottom: 10px;
    }
    .scope-card p {
      font-size: 14px;
      color: var(--text-body);
    }

    /* 4 & 5. INTERACTIVE WORK FORMAT & LIVE ARTIFACT TABS (Slides 5, 6, 7) */
    .format-cards {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 24px;
      margin-bottom: 36px;
    }
    .format-box {
      background: #ffffff;
      border: 1px solid var(--line-strong);
      border-radius: var(--radius-lg);
      padding: 30px;
      box-shadow: var(--shadow-card);
      position: relative;
      overflow: hidden;
    }
    .format-box.highlight {
      border-top: 4px solid var(--blue-brand);
    }
    .format-box.highlight-red {
      border-top: 4px solid var(--red-brand);
    }
    .format-badge {
      display: inline-block;
      font-size: 12px;
      font-weight: 700;
      text-transform: uppercase;
      color: var(--blue-brand);
      background: var(--blue-soft);
      padding: 4px 12px;
      border-radius: 999px;
      margin-bottom: 12px;
    }
    .format-box h3 {
      font-size: 26px;
      color: var(--navy-dark);
      margin-bottom: 6px;
    }
    .format-sub {
      font-size: 15px;
      font-weight: 600;
      color: var(--text-muted);
      margin-bottom: 18px;
    }
    .format-list {
      list-style: none;
      display: grid;
      gap: 11px;
      font-size: 14px;
      color: var(--text-body);
    }
    .format-list li {
      position: relative;
      padding-left: 20px;
    }
    .format-list li::before {
      content: "•";
      position: absolute;
      left: 4px;
      top: 0;
      color: var(--blue-brand);
      font-weight: 700;
      font-size: 18px;
      line-height: 1.2;
    }

    /* Interactive Tabs for Slides 6 & 7 */
    .artifact-shell {
      background: #ffffff;
      border: 1px solid var(--line-strong);
      border-radius: var(--radius-lg);
      box-shadow: var(--shadow-float);
      overflow: hidden;
    }
    .artifact-bar {
      background: var(--navy-dark);
      color: #ffffff;
      padding: 18px 26px;
      display: flex;
      justify-content: space-between;
      align-items: center;
      flex-wrap: wrap;
      gap: 16px;
    }
    .artifact-bar-title {
      display: flex;
      align-items: center;
      gap: 12px;
    }
    .window-dots {
      display: flex;
      gap: 6px;
    }
    .window-dots span {
      width: 10px;
      height: 10px;
      border-radius: 50%;
      background: rgba(255,255,255,0.25);
    }
    .window-dots span:nth-child(1) { background: #ff5f56; }
    .window-dots span:nth-child(2) { background: #ffbd2e; }
    .window-dots span:nth-child(3) { background: #27c93f; }

    .tab-buttons {
      display: flex;
      gap: 8px;
      background: rgba(255,255,255,0.08);
      padding: 4px;
      border-radius: 999px;
    }
    .tab-btn {
      border: 0;
      background: transparent;
      color: rgba(255,255,255,0.75);
      font-family: var(--font-body);
      font-size: 13px;
      font-weight: 600;
      padding: 8px 18px;
      border-radius: 999px;
      cursor: pointer;
      transition: all .2s;
    }
    .tab-btn.active {
      background: #ffffff;
      color: var(--navy-dark);
    }

    .tab-panel {
      display: none;
      padding: 28px;
    }
    .tab-panel.active {
      display: block;
    }
    .panel-caption {
      display: flex;
      justify-content: space-between;
      align-items: baseline;
      flex-wrap: wrap;
      gap: 12px;
      margin-bottom: 20px;
    }
    .panel-caption h4 {
      font-family: var(--font-head);
      font-size: 22px;
      color: var(--navy-dark);
      text-transform: uppercase;
    }
    .panel-caption p {
      font-size: 14px;
      color: var(--text-muted);
    }

    /* Clean Report Tables */
    .report-table-wrap {
      overflow-x: auto;
    }
    .report-table {
      width: 100%;
      border-collapse: collapse;
      min-width: 680px;
      font-size: 14px;
    }
    .report-table th {
      text-align: left;
      font-size: 11px;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: 0.08em;
      color: var(--text-muted);
      padding: 12px 16px;
      background: var(--bg-subtle);
      border-bottom: 1px solid var(--line-strong);
    }
    .report-table td {
      padding: 16px;
      border-bottom: 1px solid var(--line);
      vertical-align: top;
      color: var(--text-body);
    }
    .report-table td:first-child {
      font-weight: 700;
      color: var(--navy-dark);
      width: 20%;
    }
    .status-pill {
      display: inline-flex;
      align-items: center;
      gap: 6px;
      font-size: 12px;
      font-weight: 700;
      padding: 5px 12px;
      border-radius: 999px;
      white-space: nowrap;
    }
    .status-pill.work {
      background: var(--blue-soft);
      color: var(--blue-brand);
    }
    .status-pill.decision {
      background: var(--amber-soft);
      color: var(--amber-warn);
    }
    .status-pill.done {
      background: var(--green-soft);
      color: var(--green-ok);
    }

    .artifact-footnote {
      background: var(--bg-subtle);
      padding: 14px 28px;
      border-top: 1px solid var(--line);
      font-size: 13px;
      color: var(--text-muted);
      display: flex;
      justify-content: space-between;
      align-items: center;
      flex-wrap: wrap;
      gap: 10px;
    }

    /* 6. DARK GOVERNANCE QUOTE & TERMS (Slide 8) */
    .governance-banner {
      background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy-mid) 100%);
      color: #ffffff;
      border-radius: var(--radius-lg);
      padding: clamp(32px, 4.5vw, 52px);
      margin-bottom: 28px;
      position: relative;
      overflow: hidden;
      box-shadow: var(--shadow-float);
    }
    .governance-banner::after {
      content: "“";
      font-family: var(--font-head);
      font-size: 220px;
      line-height: 1;
      color: rgba(255,255,255,0.05);
      position: absolute;
      right: 28px;
      bottom: -60px;
      pointer-events: none;
    }
    .governance-banner blockquote {
      font-family: var(--font-head);
      font-size: clamp(22px, 2.7vw, 34px);
      line-height: 1.22;
      max-width: 920px;
      text-transform: uppercase;
    }
    .governance-banner blockquote span {
      color: #60a5fa;
    }
    .governance-banner p {
      margin-top: 14px;
      color: #cbd5e1;
      font-size: 15px;
    }

    .terms-grid {
      display: grid;
      grid-template-columns: repeat(4, minmax(0, 1fr));
      gap: 18px;
    }
    .term-card {
      background: #ffffff;
      border: 1px solid var(--line);
      border-radius: var(--radius-md);
      padding: 24px 20px;
      box-shadow: var(--shadow-card);
    }
    .term-num {
      font-family: var(--font-head);
      font-size: 24px;
      font-weight: 700;
      color: var(--red-brand);
      margin-bottom: 10px;
    }
    .term-card h3 {
      font-size: 18px;
      color: var(--navy-dark);
      margin-bottom: 8px;
    }
    .term-card p {
      font-size: 13.5px;
      color: var(--text-body);
    }

    /* 7. PARTNER & NEXT STEP (Slide 9) */
    .next-step-grid {
      display: grid;
      grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
      gap: 28px;
      align-items: stretch;
    }
    .partner-card {
      background: #ffffff;
      border: 1px solid var(--line-strong);
      border-radius: var(--radius-lg);
      padding: 32px;
      box-shadow: var(--shadow-card);
      display: flex;
      flex-direction: column;
      justify-content: space-between;
    }
    .partner-profile {
      display: flex;
      gap: 20px;
      align-items: center;
      margin-bottom: 24px;
      padding-bottom: 22px;
      border-bottom: 1px solid var(--line);
    }
    .partner-avatar {
      width: 88px;
      height: 88px;
      border-radius: 50%;
      background: linear-gradient(135deg, var(--navy-dark), var(--blue-brand));
      color: #ffffff;
      font-family: var(--font-head);
      font-size: 28px;
      display: grid;
      place-items: center;
      flex: none;
      border: 3px solid var(--blue-soft);
    }
    .partner-info h3 {
      font-size: 24px;
      color: var(--navy-dark);
    }
    .partner-role {
      display: inline-block;
      margin-top: 4px;
      font-size: 12px;
      font-weight: 700;
      text-transform: uppercase;
      color: var(--blue-brand);
      letter-spacing: 0.06em;
    }
    .partner-pitch {
      font-size: 16px;
      color: var(--text-body);
      line-height: 1.65;
      margin-bottom: 24px;
    }
    .office-badges {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
      background: var(--bg-subtle);
      padding: 16px;
      border-radius: var(--radius-md);
      font-size: 13px;
    }
    .office-badges strong {
      display: block;
      color: var(--navy-dark);
      margin-bottom: 2px;
    }

    .form-card {
      background: #ffffff;
      border: 1px solid var(--line-strong);
      border-radius: var(--radius-lg);
      padding: 32px;
      box-shadow: var(--shadow-float);
    }
    .form-card h3 {
      font-size: 26px;
      color: var(--navy-dark);
      margin-bottom: 8px;
    }
    .form-card > p {
      font-size: 14px;
      color: var(--text-muted);
      margin-bottom: 22px;
    }
    .form-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 14px;
    }
    .form-group {
      display: flex;
      flex-direction: column;
      gap: 6px;
    }
    .form-group.full {
      grid-column: 1 / -1;
    }
    .form-group label {
      font-size: 11px;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: 0.06em;
      color: var(--text-main);
    }
    .form-control {
      padding: 12px 14px;
      border: 1px solid var(--line-strong);
      border-radius: var(--radius-sm);
      font-family: var(--font-body);
      font-size: 14px;
      background: var(--bg-page);
    }
    .form-control:focus {
      outline: none;
      border-color: var(--blue-brand);
      background: #ffffff;
    }
    .form-note {
      margin-top: 12px;
      font-size: 12px;
      color: var(--text-muted);
    }

    @media (max-width: 980px) {
      .hero-grid,
      .hub-box,
      .format-cards,
      .next-step-grid {
        grid-template-columns: 1fr;
      }
      .challenge-grid,
      .terms-grid {
        grid-template-columns: 1fr 1fr;
      }
      .scope-card,
      .scope-card:nth-child(4),
      .scope-card:nth-child(5) {
        grid-column: span 3;
      }
      .nav-links {
        display: none;
      }
    }

    @media (max-width: 640px) {
      .hero-stats,
      .challenge-grid,
      .terms-grid,
      .form-grid,
      .office-badges {
        grid-template-columns: 1fr;
      }
      .scope-card,
      .scope-card:nth-child(4),
      .scope-card:nth-child(5) {
        grid-column: 1 / -1;
      }
      .advisor-row {
        grid-template-columns: 1fr 1fr;
      }
      .advisor-row::before {
        display: none;
      }
      .hv-bar-row {
        grid-template-columns: 110px 1fr 38px;
      }
    }
  

/* FAQ ACCORDION */
.fo-faq {
  margin-top: 50px;
}
.fo-faq-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  max-width: 900px;
  margin: 0 auto;
}
.fo-faq-item {
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: all 0.2s ease;
}
.fo-faq-item:hover {
  border-color: var(--blue-brand);
}
.fo-faq-summary {
  padding: 20px 24px;
  font-family: var(--font-head);
  font-size: 19px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.02em;
  color: var(--text-main);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  list-style: none;
  user-select: none;
}
.fo-faq-summary::-webkit-details-marker {
  display: none;
}
.fo-faq-summary::after {
  content: "+";
  font-size: 24px;
  font-weight: 400;
  color: var(--blue-brand);
  transition: transform 0.2s;
}
details[open] .fo-faq-summary::after {
  content: "−";
  transform: rotate(180deg);
}
.fo-faq-content {
  padding: 0 24px 20px;
  font-size: 15px;
  line-height: 1.6;
  color: var(--text-body);
}

/* REGULATORY DISCLAIMER */
.fo-disclaimer-box {
  margin: 44px auto 0;
  max-width: 1200px;
  padding: 24px 28px;
  background: #f8fafc;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  font-size: 13px;
  line-height: 1.6;
  color: var(--text-muted);
}
.fo-disclaimer-box p {
  margin: 0;
}


/* --- Slide 2: Company Overview & Facts Grid --- */
.company-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  gap: 36px;
  align-items: stretch;
}
.company-lead {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.company-lead .lead-text {
  font-size: 17px;
  line-height: 1.65;
  color: var(--navy-dark);
  font-weight: 500;
  margin-bottom: 14px;
}
.company-lead .body-text {
  font-size: 15px;
  line-height: 1.65;
  color: var(--text-body);
  margin-bottom: 20px;
}
.partner-callout {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: var(--blue-soft);
  border: 1px solid var(--blue-pale);
  border-left: 4px solid var(--blue-brand);
  border-radius: var(--radius-md);
  padding: 18px 20px;
  margin-top: auto;
}
.callout-icon {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--blue-brand);
  color: #ffffff;
  display: grid;
  place-items: center;
  flex: none;
  font-size: 16px;
}
.partner-callout p {
  margin: 0;
  font-size: 14px;
  line-height: 1.55;
  color: var(--navy-dark);
}
.facts-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.fact-card {
  background: #ffffff;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-md);
  padding: 24px 20px;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  justify-content: center;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.fact-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-float);
  border-color: var(--blue-brand);
}
.fact-num {
  font-family: var(--font-head);
  font-size: 24px;
  font-weight: 800;
  color: var(--blue-brand);
  line-height: 1.1;
  margin-bottom: 8px;
  letter-spacing: -0.01em;
}
.fact-label {
  font-size: 13px;
  line-height: 1.45;
  color: var(--text-muted);
}

/* --- Crisp Partner Avatar --- */
.partner-avatar-wrap {
  width: 104px;
  height: 114px;
  border-radius: 14px;
  overflow: hidden;
  flex: none;
  border: 1px solid rgba(11, 44, 94, 0.16);
  box-shadow: 0 4px 14px rgba(11, 44, 94, 0.08);
  background: #f8fafc;
}
.partner-avatar-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
}

/* --- WhatsApp & Form Select Controls --- */
.btn-wa {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: #25d366;
  color: #ffffff !important;
  font-weight: 600;
  padding: 12px 20px;
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: background 0.2s ease, transform 0.2s ease;
  font-size: 14px;
}
.btn-wa:hover {
  background: #20ba5a;
  color: #ffffff !important;
}
.btn-wa svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
  flex: none;
}
select.form-control {
  appearance: none;
  background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%234a5568' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 16px;
  padding-right: 40px;
  cursor: pointer;
}

@media (max-width: 980px) {
  .company-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}
@media (max-width: 600px) {
  .facts-grid {
    grid-template-columns: 1fr;
  }
}